Capital and strategic insight to navigate partner retirements, buy-ins, buyouts, and leadership transitions. Repayment is tailored to your settlement timing, funded on the docket, never a personal guarantee.
No personal guarantee No real-estate pledge Clients never feel the change
25+
Years in legal finance
$10M+
Capital from $250K, sized to your docket
The transition roadmap
Transitioning a firm is one of the most important milestones in a lawyer's career. Here's the whole arc, from sizing it on the cases to settlement.
Plan the structure
Lump-sum, phased, or earn-in. We came from plaintiff practice, so we help shape a structure that fits the firm and the docket.
Size it on the docket
We size capital to the value of your open cases, from $250K to $10M+. No personal guarantee, no real-estate pledge.
Fund the transition
Capital funds the buyout at closing. Equity passes to the remaining or incoming partners, and your clients and cases never feel a thing.
Repaid at settlement
Repayment is tailored to your settlement timing. A small monthly payment, with the balance recovered as cases settle and capped by proceeds.
However you come to it, the answer is the same structure: funded on the docket, so no one finances the change out of their own pocket.
“I built this firm. I want to leave it in good hands, not finance my own exit.”
We fund the buyout on the firm's open cases, so the next generation isn't starting under a personal loan and you aren't waiting years to be made whole.
“My equity is real value. I shouldn't have to wait for the firm to scrape it together.”
Your share is paid at closing, funded by the docket you helped build, not on a multi-year IOU from the partners who remain.
“Buying into the firm shouldn't mean a second mortgage on my house.”
Fund the buy-in on the firm's cases instead of your personal balance sheet, and grow into ownership as those cases resolve.
The repayment shape flexes to the structure you choose: pay at close, spread it out, or grow into ownership over time.
Pay the departing partner in full at closing. One clean break, funded up front and recovered as the docket settles.
Spread the buyout across scheduled installments, each one carried by the cases as they resolve, never by a cash crunch.
Bring in a partner or recapitalize the firm. They grow into ownership on the docket, not on a personal loan.
Repayment shapes are illustrative. Every transition is structured to the firm and capped by proceeds, never a personal guarantee.
Our team came up in plaintiff practice, backed by more than 25 years in legal finance. We pair financial flexibility with the strategic insight to navigate retirements, buy-ins, and leadership transitions, and we underwrite through the same lens you do.
We read the docket the way you do, structure around your cash flow, and keep the change off everyone's personal balance sheet.
We value your docket the way you do, and see the firm value a bank's collateral test misses.
Approved on the firm's cases, not your house. No personal guarantee, no real-estate pledge.
The transition is funded behind the scenes, so your clients and active matters never feel the change.
No drawn-out underwriting. The structure is agreed and the capital is funded in days, not months.
Built for plaintiff firms
Cartiga and its lending team are run by people who've worked in personal injury practice. We underwrite your docket, structure around your cash flow, and recover the cost at settlement. Never your house, never a personal guarantee.
Get in touch →Yes. We size capital to the value of the firm's open cases and fund the buyout, succession, or ownership change. It's repaid as those cases settle, not from a partner's personal pocket.
No. We're approved on the firm's docket, not your personal assets. There's no personal guarantee and no real-estate pledge.
Lump-sum buyouts, phased buyouts over scheduled installments, and earn-in or recapitalizations for an incoming partner. We help shape the structure to fit the firm and the docket.
Through a small monthly payment plus the balance recovered as cases settle, structured around how your docket resolves. It's capped by proceeds, so it never squeezes the firm's cash flow.
No. The capital sits with the firm, not on individual cases. The change is funded in the background, with no client notice and no interruption to active matters.
Capital from $250K to $10M+, sized to your docket and the value of your open cases. Ownership transitions start at $250K.
A future-ready firm with the capital, continuity, and confidence to thrive beyond transition. Talk it through with a team that came from plaintiff practice, and see what your docket can support.