Which best describes you?

Law firms & attorneys

Working capital,
sized to your docket

Fund case costs, growth, and operations, repaid as your cases resolve.

Apply for working capital →

Plaintiffs & individuals

Funding before
your case settles

Cash for living and medical costs while your lawsuit resolves.

Request plaintiff funding →

For law firms

Law firms & attorneys

Financing built on your cases

Tell us about your firm and your caseload. We'll come back with clear terms, usually within days. No personal guarantee.

Capital for plaintiff firms

Stop funding your firm's growth out of pocket.

Turn the value of your open cases into working capital for case costs, marketing, and growth.

Are you a plaintiff looking for funding? Get a lawsuit advance from LawCash →

$1.6B

Funded since 2000

100K+

People helped

25+

Years in business

Built for attorneys, by attorneys

Capital that works
like your firm does.

Our team started out as personal injury lawyers, so we underwrite your docket the way you do, seeing value traditional lenders miss.

Talk to our team →
01 · Approved on your docket

Underwritten on cases, not assets

We underwrite your active cases, not your personal assets. Lines from $50K–$3M, sized to your docket.

02 · Drawn when you need it

Capital for what's next

Pull capital for case costs, marketing, payroll, or growth as the work demands it. You only pay for what you use.

03 · Repaid as cases settle

Recovered at settlement

A small monthly payment, with the balance recovered as cases settle. Capped by proceeds, so it never squeezes your cash flow.

No personal guarantee No real-estate pledge Funds in days, not months

Repaid through a small monthly payment plus a settlement waterfall, capped by proceeds so it never squeezes your cash flow.

myCartiga

Manage capital, case costs, and client funding in one place.

One secure login for your team to draw working capital, track case expenses, and manage client funding from request to payoff.

Track every case expense, and the portal builds the client statement for you. You choose how much of the cost the case covers at settlement, with no manual tallying.

  • Pay & track case costs
  • Choose how much the case covers at settlement
  • Auto-generate client statements
Learn more →
Costs recoveredYTD

$84,250

Across 38 cases, tracked and recovered automatically.

Draw capital, track advances, and watch your docket pay it down in real time — with your whole team under one secure login.

  • Draw and manage your working capital
  • Track advances in real time
  • Team collaboration & shared access
Learn more →

Available to draw

$487K

$302K drawn · real-time

See where every funding request stands in real time, and keep payoffs moving without the email back-and-forth.

  • Track requests through underwriting in real time
  • Payoff letters on demand, sent to your inbox
  • Upload and organize case documents securely
  • Share access with your whole team
Learn more →
Funding request

StatusApproved ✓

Payoff letterReady

Case cost financing

Case costs, covered by the case.

Experts, depositions, filings, medical records: paid from your working capital, not your operating account, and recovered at settlement.

Built for plaintiff firms

Why Cartiga?

Faster decisions, flexible structure, and capital that grows with your docket is what separates a partner from a lender.

Attorney-led underwriting

We evaluate your cases the way you do, not the way a bank does.

Turn case value into growth

Put future fees to work now — marketing, hiring, case costs, technology.

Stability, not pressure

Structured around your cash flow, with the cost recovered at settlement, so you focus on winning.

Funded in days

No complex applications, no prepayment penalties. Capital when you need it.

For plaintiffs & individuals

Need funding while your case settles? Meet LawCash.

Pre-settlement and medical funding for individuals is handled by LawCash, a Cartiga product built just for plaintiffs — money up front for living and medical expenses, with nothing to repay unless you win.

Go to LawCash →
LawCash by Cartiga Visit LawCash.com
Testimonials

What firms are saying

Built for plaintiff firms

Capital that works
like your firm does.

Cartiga and its lending team are run by people who've worked in personal injury practice. We underwrite your docket, structure around your cash flow, and recover the financing cost at settlement. Never your house, never a personal guarantee.

Get in touch →
How does law firm financing work?+

We underwrite a selection of your active cases and extend capital against their expected fees. You draw as you need it; it's repaid as those cases settle.

What can I use the capital for?+

Case costs, marketing, payroll, new offices, hires — whatever grows the firm.

Do I need a personal guarantee or to pledge my house?+

No. We're approved on your docket, not your personal assets.

How is it repaid?+

A small monthly payment plus a larger share at settlement as the cases resolve. The financing cost is recovered from the settlement and capped by proceeds.

How much can I get?+

Capital from $50K to $3M, sized to your docket.

Articles & Insights

Cartiga · Jun 10, 2026

New York’s Consumer Litigation Funding Act: Overview

New York legal update On June 17, 2026, New York’s Consumer Litigation Funding Act (A804-C/S1104-A) takes effect. It is the state’s first comprehensive framework for consumer legal funding, and was signed by Governor Hochul in December 2025 with bipartisan support. This is a practical summary of what the law does, and is not intended to […]

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Cartiga · Dec 29, 2025

Addressing Financial Challenges in a Law Firm Succession Plan

Many law firms have to plan for the eventual departure of increasingly large numbers of aging partners. Half of all the lawyers in the United States are over age 46, and more than 13% are age 65 or older, according to recent data from the ABA. As a result, lawyers are among the oldest in […]

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Cartiga · Jun 1, 2025

SBA Rule Change: What Law Firms with MCA Debt Need to Know

Understanding the New Landscape for Law Firm Financing The Small Business Administration (SBA) has implemented a significant rule change that directly affects law firms carrying Merchant Cash Advance (MCA) debt. As of June 1, 2025, SBA loans – including 7(a) loans, Small loans, SBA Express loans, and Export Express loans – can no longer be […]

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Cartiga · May 12, 2025

Cartiga’s Consumer Legal Funding Costs Less Than Credit Cards

Legal and economic experts agree that consumer legal funding greatly benefits individuals who are pursuing legal claims.[i]  Research also shows that the costs of consumer legal funding is considerably lower than the cost of a credit card or other financing sources for many consumers who have living and medical expenses to pay while waiting for […]

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Cartiga · Nov 20, 2024

Cartiga Appoints Samuel Wathen as Chief Executive Officer

NEW YORK, November 20, 2024 — Cartiga, LLC, a leader in technology-enabled capital solutions for the legal industry, today announced the appointment of Samuel Wathen as Chief Executive Officer. Wathen, who will also remain the President of Cartiga, a role in which he has served since February 2024 , brings over 18 years of experience […]

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Cartiga · Nov 6, 2024

Cartiga Expands Plaintiff Funding Services to South Carolina Through Momentum Funding

NEW YORK, November 6, 2024  — Cartiga, a leading legal funding company, is proud to announce its expansion into South Carolina through its subsidiary, Momentum Funding, LLC (“Momentum Funding”). As of November 6th, Momentum Funding will be offering plaintiff funding services across the state, furthering Cartiga’s mission to provide access to justice through strategic funding […]

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See what your docket can do.

See how much working capital your open cases can support — and how case costs get covered without coming out of your operating account.