Lawsuits Take Time:
Bills Must Be Paid
A simple and easy funding process
Cartiga can help with household, medical, and other expenses. We’ll provide you with money up front to pay your bills while you wait for your lawsuit to resolve.
Our commitment to transparency ensures that you understand the benefits and costs of consumer legal funding.
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*Lawsuit Loans is a commonly used term when associating it with legal Funding, however, in most states legal funding is not considered a loan. See the difference.
What is Legal Funding?
Also known as lawsuit loans*, pre-settlement funding, or plaintiff funding, consumer legal funding is a non-recourse monetary advance made to individuals that are waiting for a settlement from a lawsuit. Non-recourse means that if you don’t win or settle your case, you do not owe anything back.
*Lawsuit Loans is a commonly used term when associated with legal Funding, however, in most states legal funding is not considered a loan. See the difference.
Here's the process:
Give Lawyer a heads up
Inform your attorney about seeking legal funding. Their support is key to the process.
Fill out short request form
Complete our brief online form. It's quick, easy, and requires minimal case details.
Quick Review Process
We swiftly evaluate your case. Our team works efficiently to provide a fast decision.
Pick Payment Method
Choose how you'd like to receive funds. We offer multiple convenient options.
Why Cartiga?
- Industry-leading experience: 20+ years in the business
- Fast & Easy: Get the funds the same day you’re approved
- Not Credit Based: Will not affect your credit rating
- Nothing Upfront: No collateral is required upfront
- No Risk: Pay back only if your legal claim is successful
- Transparent Pricing: Clear explanation of the benefits you will receive
- Ethical & Trusted: A reliable and established provider
Frequently Asked Questions
Plaintiff legal funding, also known as Pre-settlement funding or Post-settlement funding, provides cash to individuals pursuing legal claims who need money to pay household and medical bills immediately. Legal funding is non-recourse. That means that individuals do not have to repay the funding they receive unless they get a favorable settlement on their claim or win their lawsuit.
If you have a legal claim and are represented by an attorney, you are eligible for consumer legal funding. For example, if you were injured in a car, accident, or suffer a slip and fall injury, and are pursuing a claim or a lawsuit through an attorney, you can apply for consumer legal funding.
Cartiga offers funding to cover personal living and medical expenses while your attorney pursues your legal claim. You do not have to bring a lawsuit to be eligible for consumer legal funding so long as you have a valid legal claim.
Cartiga will be paid from the proceeds of your settlement or lawsuit if you achieve a favorable resolution. You do not pay out of pocket for your consumer legal funding.
You have the discretion to use consumer legal funding to pay for a variety of household and medical bills while you are pursuing your legal claim. For example, you can use funding to pay for your groceries, car payments, rent or mortgage, utilities, and other personal bills, as well as for medical bills, and transportation cost to and from your doctor.
We encourage you to speak with your attorney before deciding to apply for consumer legal funding. Your attorney can help you evaluate whether funding is right for you, and if so what funding is appropriate.
The amount of consumer legal funding that you receive will depend on the strength and size of your legal claim and your personal financial needs. We will ask you for information about your claim and your expenses before we approve your funding request.
You must fill out a short online form or call our customer support team at (866) 393-6288 for help. We will then work with you and your attorney to evaluate your needs. Once approved, funds can be transferred to you in as little as 24 hours.
No, generally Cartiga purchases an interest in the potential settlement money of a plaintiff’s case. If the case is lost, you do not owe Cartiga any money.
Some states do treat the funding as a loan. Momentum Funding, LLC is licensed to make loans by the South Carolina State Board of Financial Institutions.
