Fund your marketing and case-acquisition spend with Working Capital, then get repaid as your cases monetize. You scale on less of your own cash, and carry far less of the downside if a case doesn't pan out.
Caseload growth
Financed marketing,
compounding into cases
Cases generated
320
Upfront marketing cash
Financed
Your downside
Limited
How it works
Deploy capital into marketing and intake, and the cases it generates join your docket as collateral. A bigger docket means more borrowing capacity, which funds the next wave. The engine keeps turning.
See the risk & return →Month over month
Illustrative. Monthly advances fund marketing; the cases they generate accumulate as active collateral.
Six months of financed marketing → 320 new cases become active collateral, expanding the base for your next advance.
Active collateral grows →Risk & return
Financing your growth changes the math two ways: you commit less of your own cash up front, and if a case doesn't pan out, your exposure is smaller. Drag the slider — then flip the switch.
Model it
20 cases
If a case doesn't pan out
Flip to see the exposure you'd carry on a case that doesn't break your way.
Upfront cash from your account
$50,000
Illustrative ROI
205%
Marketing cash
Financed
Your exposure if it stalls
$50,000
Litigation cost only — the marketing capital is non-recourse against your docket.
Upfront cash from your account
$110,000
Illustrative ROI
118%
Marketing cash
All yours
Your exposure if it stalls
$110,000
The full outlay — marketing plus litigation — comes back out of your pocket.
Grow past your cash ceiling, keep more of your own capital working elsewhere, and carry a smaller downside on the cases that don't pan out — with no personal guarantee.
Cartiga shares the risk and a small part of the upside on the cases its capital generates. We only do well when your cases do — so the incentives point the same way: more good cases, well-resolved.
Figures are illustrative and hypothetical, shown on a per-case basis for comparison — not a quote, projection, or guarantee of capital, case volume, return, or results. Financing is subject to underwriting and approval; amounts and terms are sized to your firm's active-case portfolio. This is not legal, tax, or financial advice.
Why Cartiga
Self-funding
The limitTies up your cash and caps growth; the full risk is yours.
CartigaFinances the marketing; downside shared, not stacked on you.
Bank loans
The limitPersonal guarantees and rigid schedules misaligned with case timing.
CartigaNo personal guarantee; repaid as your cases monetize.
Credit funds & MCAs
The limitExpensive, restrictive covenants, high minimums; drains cash regardless of settlements.
CartigaA simple, flat rate and flexible terms, accessible to growing firms.
Co-counsel referrals
The limit30–50% fee splits that erode your per-case profit.
CartigaYou keep the case and the client relationship; only a small share on generated cases.
Comparison is illustrative and general; specific terms vary by firm and are set in your agreement. Not legal, tax, or financial advice.
Built by attorneys, for attorneys
Our team has sat in your chair. We read a caseload the way you do — which is why we can finance your growth on the cases you're already winning, and structure repayment around how you actually get paid.
"We sized our marketing to our ambition, not our bank balance. The cases paid it back as they settled."
Managing Partner
PI firm · Cartiga client
Growth capital
If your real question is "what's the catch," start there — we built this to be straight about it.
Get in touch →A simple, flat rate on what you draw, plus a small share on the cases the capital helps generate. Transparent terms, sized to your firm — the specifics are set in your agreement. (Illustrative figures elsewhere on this page are hypothetical, not a quote.)
A small monthly payment, with the balance repaid as the cases monetize — capped by proceeds, so it follows your cash flow instead of fighting it.
We share the risk with you and take a small part of the upside on the cases our capital generates. It's aligned by design: we only do well when your cases do. You keep your cases and your client relationships.
No. The financing is approved on your active docket and is non-recourse against it — not your personal assets.
Capital from $50K to $5M, sized to your docket and your marketing plan.
The capital
One product, built for how contingency firms actually earn: financing for the marketing and intake that grow your caseload, structured around your settlements instead of a bank's calendar.
Cartiga finances the spend that builds your caseload, so it doesn't come as upfront cash out of your operating account. Capital from $50K to $5M, sized to your docket.
A small monthly payment, with the balance repaid as the cases settle, at a simple, flat rate. Repayment follows your cash flow, not a heavy fixed bank schedule.
Approved on your active cases, not your house, and no personal guarantee. The financing is non-recourse against your docket, so the downside is shared instead of stacked on you.
We'll size growth capital to your docket and your plan, then walk the math together, including the risk.