Is Driver Performance Data Admissible Evidence In Motor Vehicle Cases?

Today, data is used everywhere. The latest example is insurance companies gathering driver performance data to defend motor vehicle cases, data that in some cases were volunteered to them by car owners. A recent article from the New York Times, titled Automakers Are Sharing Consumers’ Driving Behavior With Insurance Companies shows how that data can […]

Using Legal Funding to Assess the Time Value of Money

From a financial point of view, personal injury lawyers who prosecute claims are managing a portfolio of assets. To be successful asset managers, lawyers must optimize the returns for their clients while also making a profit for themselves. To optimize returns, attorneys must consider not only their ongoing cost of pursuing a claim. They must […]

Cartiga’s Medical Funding Solution for the Florida Tort Reform Law

Almost one year ago, Florida enacted a tort reform law that limits the admissible evidence of medical charges that can prove recoverable damages in personal injury cases. Our assessment of that law remains the same ten months later: Using Cartiga’s medical funding to pay the charges for a client’s medical care direct to the provider […]

Why Consumer Legal Funding is NOT a Loan

Cartiga provides consumer legal funding to individuals pursuing legal claims so they can pay personal and medical bills while waiting for recovery. In exchange, Cartiga receives an ownership interest in any proceeds recovered on those claims. This funding transaction is a simple purchase and sale.  Legal claimants sell to Cartiga an ownership interest in the […]

The Risks That Justify The Costs of Consumer Legal Funding

Research shows that the costs of Cartiga’s consumer legal funding are outweighed by the significant funding benefits and that those costs are reasonable compared to alternative sources of money. Nevertheless, some ask whether the costs of funding are justified by the risks assumed by Cartiga. This article explains why the costs are well-justified. The Risk […]

The Benefits of Cartiga’s Consumer Legal Funding, Fully Explained

Legal and economic research shows that consumer legal funding offers compelling benefits to claimants pursuing legal claims. This article explains in detail why Cartiga’s funding benefits are so compelling and how these benefits create significant litigation advantages for consumers. Benefits of Liquidity Consumers benefit from funding if they need more money to pay personal or […]

Benefits of Using Consumer Legal Funding to Pay Medical Expenses

Using consumer legal funding to pay medical expenses can significantly benefit a plaintiff’s personal injury case. That funding, known as “medical funding,” will: help ensure greater recovery on claims provide admissible evidence of economic damages and pain and suffering limit attacks on the credibility of the expert medical provider testifying regarding the necessary expenses incurred […]

Potential Impact of Florida Tort Reform on Medical Fundings

The implications of the recent Florida Tort Reform law (HB 837), signed into law on March 24, 2023, are still unfolding. The following are Cartiga’s observations on the provisions governing the evidence admissible to prove medical damages in personal injury and wrongful death cases and how those provisions impact a plaintiff’s payment for medical treatment […]

Harnessing the Power of Aggregated Court Records to Predict Lawsuit Case Values

In today’s data-driven world, the legal industry is continuously seeking innovative ways to improve decision-making processes and outcomes. One such advancement involves utilizing aggregated court records to predict lawsuit case values. This groundbreaking approach has the potential to revolutionize the legal field by providing valuable insights that can inform case selection, settlement negotiations, and risk […]

How to Mitigate the Risks in Consumer Legal Funding

Consumer legal funding provides money to individuals who are pursuing personal injury claims. Legal funding empowers consumers by giving them the money they need to pay their medical bills and living expenses while waiting for a recovery on their legal claims. Legal funding also “levels the playing field.” Consumers can reject “lowball” settlement offers from […]