A third party pays some or all of the costs/expenses associated with a dispute, or simply provides funding to a party to be used for any purpose whatsoever, in return for a share of the proceeds of the dispute. If the litigation is not successful, the recipient of funding does not have to repay the advance. Litigation funding has two major contexts: consumer legal financing, commonly referred to as pre-settlement funding or plaintiff advances (to an individual), and commercial legal financing, of non-personal injury claims (usually to a business).